advisory statement

The case studies presented herein are for illustrative purposes and reflect historical performance trends observed within our portfolio since 2015. Every asset acquisition is subject to a rigorous proprietary valuation process. While we provide immediate capital liquidity through non-recourse transactions, final asset recovery is subject to market fluctuations, debtor solvency, and regional legal frameworks. Our firm operates as a principal purchaser; we do not provide legal or tax advice to original creditors regarding the accounting treatment of their asset disposition

Primary beneficiaries

  • Core Benefit: Reclaiming frozen capital from “dead” real estate paper and removing the administrative burden of multi-year asset monitoring.
  • Impact: Immediate improvement in Tier 1 capital ratios and elimination of property-related liability.

Regional Financial Institution

Private Lenders

project milestones

  • Asset Validation

    Execution of comprehensive title searches and lien priority analysis to confirm the security of the judgment.

  • Capital Injection

    Finalization of the non-recourse purchase, moving the judgment off the creditor's books.

  • Equity Discovery

    Identification of secondary assets or wage garnishment opportunities.

  • Long-term Resolution

    Final settlement or asset liquidation, providing a permanent close to the file.

brief description

A regional lender held a portfolio of residential foreclosure judgments in Georgia that had sat dormant for over five years. The internal team lacked the specialized skip-tracing tools to track down the debtors or identify secondary assets.

We acquired the judgment pool in a single, non-recourse transaction. By leveraging institutional-grade data, we identified hidden equity in secondary properties held by the debtors.

The lender cleared $1.2M in stagnant "zombie" debt from their books within 72 hours, converting a 0% recovery expectation into immediate, usable capital.

client

Confidential

project budget

$1.74M

date started

30 June 2024

visit site

TBA